Business Deposits
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Yolo FCU has all of the products and services you need to manage your daily business banking needs along with the personalized service you count on.
Types of Businesses Served:
- Sole Proprietors
- Partnerships
- Corporations (for profit & not-for-profit)
- Limited Liability Companies
- Unincorporated Associations & Clubs
All Yolo FCU accounts offer the following FREE services:
- Online Banking
- Bill Payer
- eStatements with online check images
- ATM/Debit Card with no usage fees
- Telephone Access 24/7
Deposit Products Include:
- Regular Savings
- This account is your key to all other services available from Yolo FCU
- Minimum daily balance of $500
- Tiered dividend rates
- Simply Free Business Checking
- No minimum balance requirement
- Up to 100 checks & deposits per month
- Regular Business Checking
- $5,000 minimum daily balance
- Up to 200 checks & deposits per month
- Tiered dividend rates
- $2,500 minimum daily balance
- Up to 6 withdrawals per month
- Tiered dividend rates
- $100,000 minimum daily balance
- Up to 3 withdrawals per month
- Tiered dividend rates
- $500 minimum deposit
- Terms of 3-60 months
Additional Services:
Health Savings Account
If you are covered under a High Deductible Health Plan, Yolo FCU can offer you a Health Savings Account (HSA) through your personal membership.
Simplified Employee Pension
Simplified Employee Pension (SEP) programs are an affordable alternative to a 401K plan for you and your employees. If you are covered by one, we can accept your SEP contributions through your personal membership.
For more information or to open an account, visit any local branch or call (530) 668-2700.
Brochures
*Third Party Link Disclosure: By clicking on the links above, you are aware that you are leaving Yolo FCU’s website. Yolo FCU does not guarantee the accuracy, security or failure of products/services of third party sites. We encourage you to review the privacy and security disclosures on all websites you visit.
Business Lending
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When you are ready to increase your working capital, purchase assets or expand your business, Yolo FCU has low interest rates, competitive fees and flexible terms all tailored to accommodate your business needs. There are no minimum loan dollar requirements and all loans come free of pre-payment penalties!
Loan Types Offered:
- Commercial Real Estate
- Purchase or refinance
- Up to 75% loan to value
- Fixed and variable rates available
- Up to 30 year amortization
- Construction Loans
- Up to 75% loan to cost
- Expansion or land development
- Commercial Vehicles and Equipment
- Purchase or refinance
- Up to 100% loan to value
- Terms up to 7 years
- Fixed rates
- Lines of Credit
- Secured and unsecured options available
- Variable rates
- No annual fee
- Business Visa
- Secured and unsecured options available
- Variable rates
- ScoreCard Rewards*
- No annual fee
SBA & USDA Guaranty loans available
- Intended for borrowers who don’t qualify for traditional financing
- Extended repayment terms
- Lower down payment requirements
Loan Process:
To begin the loan application process, please complete the Business Loan Application Package and submit to Yolo FCU:
Yolo FCU
Attention:
Business Services Department
266 West Main Street
Woodland, CA 95695
FAX: 530-668-2725
Email: Business Solutions
If you have questions about our loans or the loan process, please contact Business Services at 530-668-2700 or the email address above.
*Third Party Link Disclosure: By clicking on the links above, you are aware that you are leaving Yolo FCU’s website. Yolo FCU does not guarantee the accuracy, security or failure of products/services of third party sites. We encourage you to review the privacy and security disclosures on all websites you visit.
Business Services
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When running your business there are other services you likely need access to, and Yolo FCU is here to help. Providing a cost efficient and convenient way to help manage your business banking needs is our goal.
PAYCHEX Business Solutions:
- Payroll Services
- Tax Services
- 401(k) and Employee Benefits
Total Merchant Concepts-Merchant Services:
- Debit and Credit Card Payment Processing
- ACH Solutions
- Electronic Check Services
- Gift Card Programs and more
Click here to learn more about Merchant Services*
Safe Deposit Boxes:
Safe deposit boxes of various sizes are rented on an annual basis and available at the following locations:
266 W. Main Street, Woodland, CA 95695
501 G Street, Davis, CA 95616
Night Drop Box:
Night drop deposits can be made at the following locations:
266 W. Main Street, Woodland CA 95695
501 G Street, Davis, CA 95616
Employers:
The benefits of membership aren’t limited to you and your business account. Your employees can benefit from membership as well. Offer Yolo FCU membership as a part of your Employee Benefit Package!
To learn more about these exclusive benefits for you and your employees, contact Business Solutions for more information.
*Third party link disclosure: By clicking on the link above you are aware that you are leaving Yolo FCU’s website. Yolo FCU does not guarantee the accuracy, security or failure of products/services of third party sites. We encourage you to view the privacy and security disclosures of the websites you visit.
Business Resources
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Yolo FCU hosts FREE business workshops throughout the year on topics that appeal to both small businesses and non-profit organizations. During these workshops, guest speakers, who are experts in their field, provide relevant information for you and your business.
We believe that access to information for establishing and running your business is important, so we’ve compiled this list of links to resources that are most commonly needed by business owners:*
Business Licenses:
You may also want to check out your local Chamber of Commerce for other helpful information!
*Third party link disclosure: By clicking on the link above you are aware that you are leaving Yolo FCU’s website. Yolo FCU does not guarantee the accuracy, security or failure of products/services of third party sites. We encourage you to view the privacy and security disclosures of the websites you visit.
Business Loans
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