At Yolo FCU, we consistently work towards living our mission of helping members achieve financial success and build wealth. That's why we formed Yolo Community Insurance Services, LLC. It's a one stop shop! You already have your loan with us, why not insurance too? We can help you stay covered with an affordable policy you can count on, without having to deal with complicated premiums or requirements.

We offer all lines of insurance, including:
  • Home
  • Auto
  • Business
  • Life
  • Pet

Community Challenge

How would you like to have an extra $637 this year? Members who have switched to Yolo Community Insurance Services have saved an average of $637 per policy. To celebrate these savings, we’re giving away $1K when we save our community a combined $100K on their insurance!

  • Get a quote. You’ll be eligible to win by receiving a fast and free quote online or over the phone.
  • Find a policy. With over 20 insurance partners, we’ll help you find the best policy that meets your needs.
  • Save. When we reach a combined savings of $100k for the community, one lucky person who received a quote will win $1k!
Click below to get started today!

For personal assistance, call 530-668-2711 or toll-free (844) 835-7644.


Guaranteed Auto Protection-GAP

GAP is designed to cover what your insurance company doesn’t. If your vehicle is totaled or stolen, your insurance company will pay what they determine the value of your vehicle to be at the time. In many cases this amount is not enough to pay off your vehicle loan. GAP protection covers the difference between what you owe on your loan and what your insurance company pays. GAP not only covers automobiles, it covers motorcycles, boats and RV’s too. This product is affordable and in most cases can be added to your loan.

Mechanical Breakdown Insurance-MBI

MBI offers low cost piece of mind by covering mechanical breakdowns your vehicle may experience. MBI can be purchased and used in conjunction with your manufacturer’s warranty. If your vehicle is no longer covered by the manufacturer, MBI is affordable protection. MBI offers a variety of coverage options as well as flexible deductible amounts.

Debt Protection

Debt Protection is optional coverage you can add to your loan to provide peace of mind to you and your loved ones. Life Protection pays off your loan up to $50,000, Disability Protection makes your monthly loan payments until you are able to return to work, Involuntary Unemployment Protection covers your monthly loan payments due to loss of job and FMLA Protection will make your monthly loan payments while you are off work for a protected event. You can purchase protection for you and your spouse and premiums are affordable and are conveniently added to your monthly loan balance. Purchasing this protection provides loan payment protection and peace of mind during a period of lost income.

Proof of Vehicle and Homeowners Insurance

Do you have a vehicle loan or home loan with Yolo FCU? Providing us proof of insurance is easy.

Just log onto* and complete the short submission form. We will follow up with your insurance company to confirm coverage.

Terms & Conditions

*Third Party Link Disclosure: By clicking on the links above, you are aware that you are leaving Yolo FCU’s website. Yolo FCU does not guarantee the accuracy, security or failure of products/services of third party sites. We encourage you to review the privacy and security disclosures on all websites you visit.