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SMART Goals

Setting a goal is the first step, but how do you guarantee that you’ll meet your goal? One way to keep you focused and ensure you reach your financial (or personal goals) is to make them SMART. A SMART goal is:

  • Specific
  • Measurable
  • Attainable
  • Relevant
  • Time-bound

Setting SMART goals creates concrete targets that you strive to achieve over a specified period. Using this technique increases your odds of verifying your goal is achievable and helps create a roadmap for you to follow. This is especially important when it comes to financial goals because if you’ve set an unrealistic savings goal—like for an emergency fund–you will uncover this before starting to feel financially strained.

Use the infographic below to help you create SMART goals.

SMART-goals-infographic

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To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.

To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office. 

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