Keep some extra cash with Skip-a-Pay. - Yolo Federal Credit Union Skip to main content
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Keep some extra cash with Skip-a-Pay.

The holidays can be financially challenging for all of us. With the extra cost of gifts for our loved ones, updating seasonal décor, and traveling home for the holidays, our holiday festivities can come with quite a blow to even the most well-thought-out financial plans. How about using our Holiday Skip-A-Pay program to make some extra room in your holiday budget this season?

There are a few essential things to know. The term of your loan* will be extended by one month, and there is a small $30 processing fee; however, we apply it directly to your loan to make it as easy as possible for you.

If you haven’t done so already, click here to Sign up for the Holiday Skip-A-Pay program and add some extra jingle to your holidays.

*To qualify for a Skip-A-Pay, the loan must have been opened for at least 12 months, the request must be made 5 days before the payment due date, and consecutive months cannot be skipped. Limit 2 skips per calendar year. The Skip-A-Pay program will extend the term of the loan(s) by one month with a $30 processing fee per loan for each month skipped, and the interest charges will continue to accrue in the usual manner. Excludes Real Estate and Business Loans. Yolo FCU reserves the right to discontinue this feature at any time. If you have a Total Loss Claim on your vehicle and have purchased Guaranteed Auto Protection (GAP) coverage, skipping a payment may affect the amount of GAP Insurance refund received if claim filed. Yolo FCU is not responsible for the cancelation of an automatic payment made from a 3rd party. Following the skipped month, payment will resume as usual. Some restrictions apply. Subject to approval.

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To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.

To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office. 

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