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Quiz
Is an HSA right for you?
- Do you have a high deductible health plan?
- What is a high deductible health plan?
- A high deductible health plan has lower premiums and higher deductibles than a traditional insurance plan. If you’re not sure if you have one, you can check with your insurer. Do you have expensive medications that you need to pay for?
- Yes
- An HSA may not be right for you at this time.
- No
- An HSA is probably a great fit for you.
- Yes
- A high deductible health plan has lower premiums and higher deductibles than a traditional insurance plan. If you’re not sure if you have one, you can check with your insurer. Do you have expensive medications that you need to pay for?
- Yes
- Do you have expensive medications that are covered through a co-pay by your insurance?
- Yes
- Even if you have a high deductible health plan, you still may not be eligible for an HSA. Double check with your insurance before signing up with us.
- No
- An HSA is probably a great fit for you.
- Yes
- Do you have expensive medications that are covered through a co-pay by your insurance?
- No
- An HSA may not be right for you at this time.
- What is a high deductible health plan?
What Is It?
Health Savings from Yolo Federal
Worried about covering healthcare costs? If you’ve got a high deductible health plan, you’re likely eligible for a Health Savings Account (HSA). An HSA lets you save money tax-free* and use it to pay for medication, hospital bills, and more.
*Check with your tax advisor
Why Yolo Federal
Get a better deal on healthcare
- Tax-deductible
- Withdrawals for medical expenses are tax-free
- VISA® check card for easy withdrawals
- Unlimited check writing
- Automatic transfers available
Rates & Fees
| Minimum Daily Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $0 | 0.01% | 0.01% |
| $1,000 | 0.01% | 0.01% |
| $5,000 | 0.01% | 0.01% |
Effective Date: December 1, 2024. Last Dividend Declaration Date: November 30 2024. Rates subject to change at any time.
Dividends paid from current income and available earnings after required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Some restrictions may apply.