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Yolo FCU Mobile

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Yolo FCU Mobile

Finance

Free - On the App Store

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Simply Checking

Simplify, simplify

Make life breezy with a checking account that's packed with everything you need—and nothing you don't.


Open Account

Quiz

Which checking account is right for you?

  • Do you need a personal account, or one for your business?
    • Personal
      • How old are you?
        • 13-22
          • Cool. We think you’ll love our Student Checking account, which comes with some great freebies. You don’t even have to be a student to sign up.
        • 23+
          • Good to know. Sounds like our Simply Checking account is what you’re after.
    • Business

What Is It?

Simply Checking from Yolo Federal

We’re not here to make your life complicated. Our Simply Checking account is easy to apply for and easy to maintain, with no pesky monthly fees or a minimum balance to worry about. You can use your account’s free debit card to withdraw your money anywhere, or write checks the old-fashioned way.

Why Yolo Federal

Yolo Federal gives you more

  • Money Track
  • No minimum balance or monthly fees
  • Visa Card Benefits
  • Mobile banking with mobile deposit
  • Online banking and e-statements
  • Free 24/7 telephone access

Rates & Fees

Simply & Student Checking

Minimum Daily Balance Dividend Rate Annual Percentage Yield
$0 0.00% 0.00%
$5,000 0.01% 0.01%
$25,000+ 0.01% 0.01%

Effective Date: December 1, 2024. Last Dividend Declaration Date: November 30, 2024. Rates subject to change at any time.

Dividends paid from current income and available earnings after required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Some restrictions may apply.

FAQs

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To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.

To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office. 

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We closely monitor for potential fraud and proactively work to protect members. Click "Learn More" for information about Fraud Text Alerts. If you suspect fraud or have questions, please call, schedule an appointment, or click on Let's chat! to speak with a Yolo FCU representative.

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