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Youth Savings Account

Upgrade that piggy bank

Give your child a head start in life with a Jr. Saver Youth Savings Account.


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What Is It?

Youth Savings Account from Yolo Federal

You want your kids to grow up healthy and strong, and it would be pretty nice if they knew how to manage their money too. Why not start them young with a kid-sized savings account? They can earn dividends and practice good spending habits from an early age.

Yolo-federal-credit-union-junior-savers

Why Yolo Federal

Just right for your kids

  • For ages 0-12
  • No minimum balance required
  • Parents can make deposits and monitor the account

Rates & Fees

Savings Accounts

Minimum Daily Balance Dividend Rate Annual Percentage Yield
$0 0.03% 0.03%
$100 0.03% 0.03%
$10,000 0.03% 0.03%
$50,000 0.03% 0.03%
$100,000 0.03% 0.03%

Effective Date: January 1, 2025. Last Dividend Declaration Date: December 31, 2024. Rates subject to change at any time.

Dividends paid from current income and available earnings after required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Some restrictions may apply.

Some fees may apply. Click on the Consumer Fee Schedule at the bottom of the page under Resources.

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To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.

To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office. 

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