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Finance

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Regular Business Checking

Check yes for checking

Everything you need to get your business on the right track.


Schedule Appointment

Quiz

Which checking account is right for you?

  • Do you need a personal account, or one for your business?
    • Personal
      • How old are you?
        • 13-22
          • Cool. We think you’ll love our Student Checking account, which comes with some great freebies. You don’t even have to be a student to sign up.
        • 23+
          • Good to know. Sounds like our Simply Checking account is what you’re after.
    • Business

What Is It?

Regular Business Checking from Yolo Federal

Not sure which business account is right for you? Our Regular Business Checking account is great for businesses that typically do more than 200 transactions each month, or those that maintain a balance over $5,000 throughout the month.

Why Yolo Federal

Plenty of business-friendly benefits

  • Online bill pay to save you time
  • Online and mobile banking so you can work anywhere
  • Free eStatements if you'd like to go green

Rates & Fees

Regular Business Checking

Minimum Daily Balance Dividend Rate Annual Percentage Yield
$0 0.02% 0.02%
$2,500 0.02% 0.02%
$10,000 0.02% 0.02%
$50,000 0.02% 0.02%
$100,000 0.02% 0.02%

Effective Date: December 1, 2024. Last Dividend Declaration Date: November 30, 2024. Rates subject to change at any time.

Dividends paid from current income and available earnings after required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Some restrictions may apply.

FAQs

  • What are the fees associated with this account?

    These are the fees for this account:

    • 0.25 per transaction after exceeding 200 transactions per month.
    • $10.00 per month if you fall below the minimum balance.
  • Can I open just a Checking account?

    To become a member of Yolo FCU, all members are required to have a Savings account. Joining Yolo FCU and opening a Savings account allows you access to all of the perks and benefits of credit union membership, including low rates on auto loans, discount tickets to theme parks, convenient digital banking options, and access to over 30,000 CO-OP ATMs.

  • What do I need to open a Business Account

    All Business Accounts require different types of documentation. Click here to view our Business Account Document Checklist.

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To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.

To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office. 

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We closely monitor for potential fraud and proactively work to protect members. Click "Learn More" for information about Fraud Text Alerts. If you suspect fraud or have questions, please call, schedule an appointment, or click on Let's chat! to speak with a Yolo FCU representative.

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