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California Consumer Privacy Act

What Does Yolo Federal Credit Union Do With Your Personal Information? 

 

RIGHT TO KNOW ABOUT PERSONAL INFORMATION COLLECTED, DISCLOSED OR SOLD

  • Your Right

    You have the right to request that We provide You with a list of Your personal information that We collect, use, disclose, and sell.

  • Instructions

    To obtain a list of Your personal information that We collect, use, disclose, and/or sell, You may:

    • Call Us Toll-Free at 877-965-6328; or
    • Visit Our website at www.yolofcu.org; or
    • Email Us at memberservice@yolofcu.org; or
    • Visit Us in person at 266 W. Main St., Woodland, CA 95695
    • Write to Us at 266 W. Main St., Woodland, CA 95695.
  • Verification Process

    We will use Your Member Name and Member Number to verify that the request came from You, or was made on Your behalf.

  • Collection of Information

    During the preceding 12 month period, We have collected consumer’s personal information. The category of information collected, the corresponding source category for that information, the business or commercial purpose for which the information was collected, and the categories of third parties to whom the information was disclosed are set forth below:

    Information

    • Personal Identifiers (name, alias, postal address, Internet Protocol address, email, account name, social security or tax ID number, driver’s license number, or passport).
    • “Personal information” includes, but not limited to, signature, physical characteristics or description, address, telephone number, driver’s license or state ID number, insurance policy number, education, employment, employment history, bank account number, credit/debit card number, financial information, medical, or health insurance information. “Personal information” does not include public information from federal, state, or local government records. California Civil Code 1798.80(e).
    • Protected classification (race, color, religion, creed, sex/gender (includes pregnancy, childbirth, breastfeeding and/or related medical conditions), gender identity, gender expression, sexual orientation, marital status, medical condition (genetic characteristics, cancer or a record or history of cancer), military or veteran status, disability (mental and physical), genetic information).
    • Commercial information (records of personal property, products/services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies).
    • Internet/electronic network activity information (browsing/search history and information regarding consumer’s interaction with internet websites, apps or advertisements).
    • Sensory data (audio, electronic, visual, thermal or similar information).
    • Inferences to create a profile reflecting consumer’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities and aptitudes.

    Source

    • Information gathered from: Google analytics, Facebook analytics, contest entries submitted, our website, individuals, credit reporting agencies, Survey, Website Forms, and Staff Referrals.
    • Information gathered from 3rd party verifications, individuals, credit reporting agencies, and public records.
    • Information gathered from individuals and Analyzer Demographic Information.
    • Information gathered from 3rd party business partners (Title Company, etc.), individuals, credit reporting agencies, Survey, and Website Forms.
    • Information gathered from individuals, our website, and emails.
    • Information gathered from Security video surveillance, communication through phone calls, emails, or visiting the branch.
    • Information gathered from our website.

    Purpose

    • Processing applications, requests, maintain accounts, servicing requests, maintain communication (statements, promotions, etc.), Gather information, Capture Leads, Create Marketing Email Lists, Schedule Appointments, and Sending Emails/Surveys.
    • Processing applications, requests, maintain accounts, servicing requests, and maintain communication (statements, promotions, fraud alerts, etc.).
    • Comply with Equal Opportunity Lending Laws or Equal Employment Opportunity Laws, Process applications, and reporting data.
    • Maintain accounts, Gather information, Capture Leads, and Compile Marketing Email Lists.
    • Reporting data.
    • Training, maintaining security, and fraud mitigation.
    • Fraud mitigation.

    Third Party

    • Not shared with Third Party unless required for a business purpose or required by law
  • Disclosure or Sale of Information

    ⊗ During the preceding 12 month period, We have not sold or disclosed consumer’s personal information to third parties for a business or commercial purpose.

    During the preceding 12 month period, We have sold consumer’s personal information to third parties for a business or commercial purpose. The categories of information disclosed to third parties for a business or commercial purpose are set forth below:

    ______________  ______________  ______________

    ______________  ______________  ______________

    We do not sell the personal information of minors under 16 years of age.

RIGHT TO REQUEST DELETION OF PERSONAL INFORMATION

  • Your Right

    You have the right to request that We delete Your personal information that We collect or maintain.

  • Instructions

    To request that We delete Your personal information that We collect or maintain, You may:

    • Call Us Toll-Free at 877-965-6328; or
    • Visit Our website at www.yolofcu.org; or
    • Email Us at memberservice@yolofcu.org; or
    • Visit Us in person at 266 W. Main St., Woodland, CA 95695
    • Write to Us at 266 W. Main St., Woodland, CA 95695.
  • Verification Process

    We will use Your Member Name and Member Number to verify that the request came from You, or was made on Your behalf.

RIGHT TO OPT OUT OF THE SALE OF PERSONAL INFORMATION

  • Your Right

    You have the right to opt-out of the sale of Your personal information.

  • Opt-Out Instructions

    To opt-out of the sale of Your personal information, that is to request that We not sell Your personal information, both now and in the future, You may:

    • Call Us Toll-Free at 877-965-6328; or
    • Visit Our website at www.yolofcu.org; or
    • Email Us at memberservice@yolofcu.org; or
    • Visit Us in person at 266 W. Main St., Woodland, CA 95695
    • Write to Us at 266 W. Main St., Woodland, CA 95695.
  • Verification Process

    We will use Your Member Name and Member Number to verify that the request came from You, or was made on Your behalf.

RIGHT TO NON-DISCIMINATION FOR THE EXERCISE OF YOUR PRIVACY RIGHTS

  • Your Right

    You have the right to not receive discriminatory treatment if You exercise any of Your privacy rights set forth herein.

AUTHORIZED AGENT

  • Your Right

    You have the right to designate an authorized agent that may, on Your behalf, submit any of the requests described in this document to know, or to delete, or to opt-out of the sale of, Your personal information. To designate an authorized agent you must provide the authorized agent with written permission to act as Your agent. You must also provide the authorized agent with the following information:

    Name, address, member information

    so We can be sure that they are Your duly designated agent. You must also contact Us using any of the contact methods described above, and inform Us about the agent You have designated, so that We can be sure that the agent making requests on your behalf has been duly authorized by You.

CONTACT FOR MORE INFORMATION

  • Your Right

    You may request more information by contacting Us through the following means:
    266 W. Main St., Woodland, CA 95695.

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Leaving Our Site

You are leaving the Yolo Federal Credit Union website. Yolo Federal Credit Union provides links to external sites for the convenience of its members. By clicking “Continue” you will be directed to an external website owned and operated by a third party. These external websites are not controlled by Yolo Federal Credit Union and Yolo Federal Credit Union makes no representation or warranty, express or implied, to the user concerning the information, content, presentation, accuracy or opinion of these sites or the quality, safety, or suitability of any software found on these sites. The privacy policies of Yolo Federal Credit Union do not apply to external sites and users should consult the privacy policies on these sites for further information. Thank you for visiting the Yolo Federal Credit Union website.

To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.

To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office. 

Leaving Our Site

You are contacting a Yolo Federal Credit Union Representative. By clicking “Continue,” you understand that any transmission to or from this site is not confidential. You agree that Yolo Federal Credit Union will not be responsible to anyone for any damages arising out of or in connection with any e-mail or other electronic transmission sent to Yolo Federal Credit Union. All information you submit to Yolo Federal Credit Union via the site will be considered to be the property of Yolo Federal Credit Union, and Yolo Federal Credit Union is free to utilize any information you submit for any purpose, subject to Yolo Federal Credit Union’s Privacy Policy.