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Signature Loans

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Managing your debt just got easier.


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What Is It?

Signature Loans from Yolo Federal

Unfilter your life, and your debt! Our Signature Loan lets you tidy up—or consolidate—into one monthly payment, which could save you money. With a simple and straightforward application, you can trust that you’ll know exactly what you’re getting. No gimmicks, no tricks. Just unfiltered banking.

Why Yolo Federal

Break up with your debt

Rates & Fees

Signature Loan

Term Max Amount Rate as low as APR* Payment per $1,000†
Up to 93 Mo. $20,000 8.24% 8.24% $14.58

Effective Date: December 1, 2024. The APR is accurate as of the effective date. Rates subject to change at any time.

*APR=Annual Percentage Rate.

†Payment per $1,000 is based on the minimum APR reflected at the maximum term available in range.

Healthcare First Responder Discount: Yolo Federal Credit Union offers a .25% rate discount on qualifying fixed-rate loan products for healthcare and first responder professionals. Qualifying loan products include: Vehicle, Recreational Vehicle, Motorcycle, Boat, Real Estate, Home Equity, Signature, and Energy Saver Loans. To receive the discount, the individual must be employed as a nurse, doctor, firefighter, police officer, paramedic, or support professional in the first responder or healthcare system at the time of application and provide proof of employment. Retired healthcare and first responder professionals also qualify for loan discount.

Healthcare & First Responder Discount: Yolo Federal Credit Union offers a .25% on select Fixed-Rate Loan products for first responders and healthcare professionals. Qualifying Fixed-Rate Loan products include: Vehicle, Recreational Vehicle, Motorcycle, Boat, Real Estate, Home Equity, Signature, and Energy Saver Loans ("Loan"). 

Rates, Financing Amount and Terms: Some restrictions apply. Rates shown may not apply to every borrower, and the higher rates may be charged to other borrowers depending on their credit qualifications. Rate and term will be determined by member's credit worthiness. A member's creditworthiness will be based, for example, on factors such as debt to income ratios, credit history, employment, etc. For additional details regarding a specific category, please consult a credit union member services officer.

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To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.

To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office. 

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