Healthcare First Responder Discount: Yolo Federal Credit Union offers a .25% rate discount on qualifying fixed-rate loan products for healthcare and first responder professionals. Qualifying loan products include: Vehicle, Recreational Vehicle, Motorcycle, Boat, Real Estate, Home Equity, Signature, and Energy Saver Loans. To receive the discount, the individual must be employed as a nurse, doctor, firefighter, police officer, paramedic, or support professional in the first responder or healthcare system at the time of application and provide proof of employment. Retired healthcare and first responder professionals also qualify for loan discount. Subject to change at any time.
The Home Loan Lender Credit Offer ("Lender Credit") is valid 7/8/25-12/31/25 ("Promotional Period") for First Mortgages only. New First Mortgages qualify for a lender credit up to $2,000. Existing Yolo Federal First Mortgages and Mobile Home Loans are excluded. To qualify, a mortgage loan application must be submitted within the Promotional Period and the loan must be funded prior to the application expiration date. The Lender Credit will be applied at closing. The Lender Credit cannot be combined with any other offer. If the mortgage loan is paid off and closed within 24 months, the Lender Credit must be repaid to Yolo FCU. Property insurance is required, and flood insurance may be required based on property location. Some restrictions may apply.
Based on a $400,000 loan amount at 7.06% fixed APR, monthly payments would be approximately $2,662 over a 30-year term.
Estimated closing costs before lender credit is $6,524. Individual savings may vary.
The Greenlight® prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
†Yolo Federal Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their Yolo FCU account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, members will be responsible for associated monthly fees. See terms for details. Offer ends 04/18/2028. Offer subject to change or renewal. Card images shown are illustrative and may vary from the card you receive.
**Yolo Federal is offering a $25 Bonus ("Bonus") for new Greenlight Accounts opened between 8/1/2025 and 8/31/2025 ("Promotional Period"). To qualify, the parent or guardian must: 1) be 18 years or older, 2) qualify for membership, 3) have an open Youth Savings Account, and 4) open a new Greenlight Account during the promotional period. The Bonus will be deposited into the S1 Savings Account within 30 days after the Greenlight Account is opened. To avoid the monthly service fee, if over the age of 22, they must: maintain a minimum of $100 in their S1 Savings account, have Direct Deposit, or aggregate deposits and loans of $5,000 or more; otherwise, a $5 fee applies. Minimum Savings balance to earn dividends is $0and Annual Percentage Yield (APY) is 0.03%. APY effective August 1, 2025. Rates subject to change at any time. The value of the bonus may be considered a taxable dividend, and it will be reported on IRS Form 1099-INT. Some restrictions may apply. Yolo Federal Youth Accounts are Federally Insured by NCUA.
THIS PROMOTION IS IN NO WAY SPONSORED, ENDORSED, ORADMINISTERED BY, OR ASSOCIATED WITH GREENLIGHT FINANCIAL TECHNOLOGY, INC.
Yolo Federal members are eligible for a 25% discount between July 1, 2025 - August 31, 2025.The offer is valid on Estate Planning packages purchased on or before August 31, 2025. Offer is subject to change.
We are not a law firm nor are we attorneys. We are not the substitute for an attorney nor law firm. We do not provide legal advice nor legal services. Any information provided is for informational purposes only and is not legal advice. The use of the Site and Applications are not intended to create any attorney-client relationship and your use of the Site and/or Applications does not and will not create an attorney-client relationship.